How Are Retirement Accounts Taxed?

How Are Retirement Accounts Taxed?

Long-term investing has tremendous rewards for diligent savers. You can contribute to tax-advantaged accounts little by little through your working years, then come out looking like a hero on retirement day. It’s a process that happens over time, not overnight. Just...
Choosing an IRA: Traditional or Roth?

Choosing an IRA: Traditional or Roth?

The choice between contributing toward a Roth IRA or Traditional IRA is a great problem to have – it means you are seriously considering your retirement and taking steps to build your financial future. Congrats! Now, what’s the better option? A financial advisor’s...
When Should I Start Saving?

When Should I Start Saving?

The old Chinese proverb goes, “the best time to plant a tree was 20 years ago. The next best time is today.” The same goes for saving toward your retirement. When should you start saving for retirement? “As soon as possible” is sometimes the stock answer from...