Should I Rent or Buy?

Should I Rent or Buy?

Renting vs. Buying A strong real estate market and a hot stock market combine for an interesting conundrum – should you keep renting or go ahead and buy that first home? Maybe you are near retirement and looking to downsize – should you move into a small house or...
Home Buying: What is Pre-Approval?

Home Buying: What is Pre-Approval?

There are many steps to becoming a home-owner, one of the first steps is getting a loan pre-approval. It is very helpful for a borrower to demonstrate to the home seller that they are serious and well-positioned to quickly move on a transaction, and loan pre-approval...
Buying Your First Home: First Steps

Buying Your First Home: First Steps

Buying your first home allows you to put down roots in a community. It is a big decision – both emotionally and financially. The process can be stressful no matter what stage of life, but it is particularly daunting for people in their 20s and 30s who are going about...
Different Mortgage Loans Explained

Different Mortgage Loans Explained

Picture your dream home. What does it look like? Is it on the water, in the mountains, a fancy mansion in the suburbs, a cool urban penthouse? Is there a pool, tennis court, big driveway? There are so many options and choices to make whether it’s your dream home or...
Understanding Mortgage Interest Rates

Understanding Mortgage Interest Rates

The boomers remember the old days of mortgage rates north of 10% back in the 1970s and early 80s. Inflation was running amuck and the US Federal Reserve sought to “Whip Inflation Now.” It seems like a different world years later. Mortgage rates are near...
Developing an Investment Portfolio

Developing an Investment Portfolio

Tailoring an investment portfolio is no small task. Things are changing in the marketplace each day, but more importantly, your life changes. Your ability and willingness to take on risk change as life goes on. Your return requirement also shifts as you age. The...